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 Member 400 Level 18.87 Mar 2006 
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Well, there are consequences to consider too but besides that credit and cash in a wallet are completely different. If I lost 100 bucks then I'd be pretty pissed off but I'll get over it and it really isn't a big deal. But with credit, once that's fucked up, you're fucked up. What do you think banks look at when you buy a house?? your credit. what about when you want to buy a car?? I'm pretty sure everyone wants their own house and car when they're old enough so you realize what's right and what's wrong.
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jouhou