Senate bill fines people refusing health coverage

Poor and those without income and assets will get subsidies, of course. It's misguided to think that you choose not to

And health insurance should be mandatory. Why? Because the health system will pay for you when you need it in an emergency. If we had a system where you can't pay you get no service then not being insured wouldn't be a big deal, but as it stands now you have the freeloader dilemma. Now, for my ideal plan Dark Nation's problem would be a non-issues because health care would be social insurance like in Europe--you pay based on your income and assets. But, America because of our political climate, will have a messy system to make everyone in Congress happy.

This has everything to do wit keeping costs down. Insurance is only successful when it can pool risks. This is why states that force insurance companies to take patients with prior illnesses but don't mandate insurance suffer from high insurance rates and sometimes insurers leaving the state because it creates a situation where the most at risk patients get certain types of insurance and those who think they are healthy don't drastically driving up costs for everyone in the system.

Now if only people would take Len Nichols' suggestion of social insurance where Americans get vouchers for care a little more seriously this debate would be on the right track...

Jam it back in, in the dark.