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Let me just add that if you keep a line of credit active and pulling in a monthly balance, you will boost your credit rating.
As long as you don't make late payments and stay within your credit limit that is. It helps to establish your reliability with credit lines. You might have a great credit score, say somewhere around 750-850, but without a history of solid and constant credit it won't really matter much. Jam it back in, in the dark. |