Credit Cards - Experienced People Wanted!

I currently have a Visa, and then got a credit-line set up after buying a house, the credit-line is great because it calculates your history and then gives you access to a large lump sum in case you need it.

I often use my Visa on online stores and then pay it off the next day, I always make sure I have actual cash before shopping online, doing it this way is a great way to build credit.

Getting my card was hard because I had no dept and I paied eveything in cash on the spot, I had no student loans, the money my parents had set aside for me was enough to pay for my college and car with some left over, and I got my job immediately after graduating. My father has many connections with the bank, so he had to make arrangements for a card for me seeing as I kept getting denied while doing it myself.

Anyway it worked, his reference got me a visa under my name.

Jam it back in, in the dark.