Bank Account

Originally Posted by PiccoloNamek

A man once tried to cash a check at a Bank of America. The check was payment recieved for the sale of a bicycle. He had them verify that the funds were present and they told him it was good. The second he tried to cash it, he was arrested by detectives and charged with pushing bad checks. It cost him $14,000 to clear his name, and the bank refuses to refund him his legal fees.

http://en.wikipedia.org/wiki/Bank_of....27s_Challenge

Off topic:

If I was to ever sell anything of real value of ebay, I would demand either a certified check or a U.S. Postal Money order. Both are considered to be guaranteed funds, are very secure forms of payment, and are available within 24 hours of cashing. Anything else I would simply decline.

On topic:

I have a checking and savings account with PNC Bank. They've treated me pretty well, but as of recent they have instituted new ATM usage fees. Gone are the withdrawal fees you used to get slapped with when you took money out of a competing bank's ATM. New are the 'ATM Mini Statement' fees that you get slapped with every time you check your balance or get a transaction history. $1.50 for a little slip of thermal paper. What a joke.

On the plus side, I can distinctly remember PNC phoning me when I wrote a check for $1200 to cover a downpayment on my car. Since the most I had ever written a check for prior to that was no larger than the amount of $300, they considered it a suspicious transaction and wanted to verify that I had actually made the check. I told them that I had indeed written the check for that amount, and hung up the phone feeling a little better that they would take the time to flag suspicious purchases and notify me before a fraudulant check might be cashed.

Jam it back in, in the dark.