What would you like to do with your life?

I want to claw my way up to middle class and secure myself there. House, health insurance, money for luxuries, the whole package. At this point, I'm pretty sure it's an attainable goal. I am far more intelligent about my finances than my parents ever were.

Following that, philanthropy. I'm not really smart or persuasive enough to personally make the world a better place, but what I *can* do is reallocate resources to that end, even if at worst it's just dropping a fat trust fund in someone's lap after I die. I'll carefully research charity organizations and causes to make sure what I donate is actually being used properly, and pass along what I can. I'm not expecting to dramatically change anything, but progress comes in baby steps. If the world is a happier place for even a handful of people, that'll be enough.

Jam it back in, in the dark.