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I don't know what your situation is, but I'm not sure paying up front instead of going through insurance was a good idea. I mean, I can see the reasoning - it's not like you can just ask how much it'd cost you and then say 'nevermind I got it covered' - but how badly will your rates go up that $800 up front is a better alternative?
I'd borrow money from my family or do without before I borrow significant money from friends. Of course, I wouldn't loan my buddies money on that sort of scale, either. $20 or so is basically my limit. Most amazing jew boots |