Bank Account

I was thinking to myself, there are so many banks out there, how do I know which is the best one to choose?

Other than basic convenience, I can't really think of any other criteria to judge a bank.

When I lived at home, I had two bank accounts. Flushings Savings account, and a checking account at Roslyn. I chose those two because they were close to me.

I live in NYC now, and none of these banks are close-by. So I'm thinking of opening another account to a bank that's more ubiquitous. Maybe Chase or Bank of America?

I'm not very educated in bank rates and all of that other micro-economic stuff, but I'd love to learn. Are there banks that will yield me higher interest rates? Better service? Etc?

What banks do you use, and why do you use them? What things should I consider when choosing a bank to open an account in?

Jam it back in, in the dark.

Hah, of course they are FDIC insured. I have yet to witness a bank that isn't FDIC insured.

Wachovia sounds like a good bank. I've barely heard of it until recently, though. I don't care too much about service though. Just the numbers.

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