Student loans.

For me, when I finally graduated from university I owed about $28,000. $18000 from student line of credit, and $10,000 from a student loan in which I applied as an independent during my last year of school.

I actually feel pretty happy that I finally paid off all my student loans this summer. My experience with student loans has been a love hate relationship. I couldn't get a normal student loan for my first three years of university because my parents made too much money. For each semester of school, I had $3000. By the time my tuition, student housing, meal plan, and books were paid for. I was lucky to have $100.00 left. For my first three years I was living on a $50 weekly allowance my parents gave me, and once a month they would give me $100 for groceries. It was really tough, not having any funds to go out during the weekend. I had pretty much enough money to catch a film at the theatre, get a snack here and there, or go to the university bar to have a drink or two.

The biggest thing I learned from my student loans is I learned how to manage money pretty quickly. During my fourth year, I managed to get a part time job and that made the finances a little better. It wasn't until my fourth year I managed to enjoy some semblance of university life.

I also felt pretty grateful that I got a degree that had a high employment rate. To be honest if it wasn't for me working out West I would of never gotten this bad boy paid off.

How ya doing, buddy?