pay cash and be looked down upon?

Originally Posted by Ryuu

So where in Virginia is he from?

'Cause, I live in Virginia and I have never seen that happen - ever. I would think that any form of payment would bring a smile upon the faces of those receiving it.

This is like deja vu b/c I had a dream about this. Were you living on the east side or west side of VA? I stayed there for a while when I was younger, but it was the western part where people acted preppy but had a very thick hillbilly accent. I never seen anyone have any problems with cash.

Originally Posted by AliceNWondrland

About a year ago my husband and I cut up all of our credit cards and began the looooonnnng process of paying them off, and paying for EVERYTHING with either cash or a check. On principle, we even stopped using our debit cards.

I have definitely noticed a different attitude since I've started paying with cash. People look at you like you're just a little bit less classy when you pay with cash. And it's not just like that from the salesperson's point of view, either. I remember when we first started doing this cash thing, I told my husband one night that it just felt so tacky to pay with cash...almost dirty. Especially when you walk into a store to buy a bigger ticket item. For example, we bought one of those cool new washer and dryer sets a while back (Maytag Neptune series) that has the glass front doors where you can see your laundry tumbling around. I remember having a conversation on the way home about how we felt like a couple of drug dealers or mobsters or something walking in that store and paying for them with cash.

I don't understand it either.

My parents are doing the same thing. They have been using cash and credit for years until all the "fixed rate" credit cards decided, "Hey, instead of having 12% interest let's make it...16%...then 19%...then 24%!" They were never late on any of their bill payments.

I never, ever want to get a credit card. I'm very frugal with money even though I only made $3.45 an hour at both of my jobs last semester. I like paying with cash b/c I don't see why I should pay some unknown company $500 when I only paid $100 for an item. Yes, my math is way off, but I'm not good with doing long-term interest in my head.

I have a debit card since the on-line sites won't allow people to pay with cash or check. I don't feel secure with credit or debit since it's easy to get the numbers and rack up some major bills. Also, I have the feeling that the credit card companies would try to force me to pay for $10,000 worth of beastiality porn if my credit card was stolen regardless of the policy (I don't have a lot of trust for credit sharks).

I think I'll stick with cash. If people stare I'll at least know that I won't have to pay more than I have to for an item. I like saving money and not worrying about companies and such jacking up the bills and having no way to defend myself without spending a lot of money on a lawyer on a case that I probably won't win.

Jam it back in, in the dark.