Bank Account

I've always used small credit unions, because they're co-owned by the people. Also, they usually have little perks they offer their members, like discounted tickets to Magic Mountain/Disneyland.

Now I use my University's credit union, and it's about the same as my old one. Maybe a little more internet-oriented. The only downside to it is that you are kind of stuck with the limited range of your credit union as far as ATMs go, because both unions I'm in are basically only in one town. Use a machine outside of it and you'll be paying those annoying fees.

Jam it back in, in the dark.