Credit Cards - Experienced People Wanted!

Yeah, the credit card companies always urge you to pay the minimum because otherwise they don't make dick. Don't fall into that trap though. When you use your credit card, know what you have in the bank so that you don't get screwed. Lately, I've only been using my credit card for gas, and that's it. Years ago, I used to never carry cash on me and just use plastic, which works too.

Just don't get all retarded with the credit card. It's very simple to maintain a credit card if you're not a blatant retard. I don't know why there is so much nervousness in getting a credit card. As long as you have a job and you can pay it all off, it's a great thing to have. I've never missed a payment and never had any problems whatsoever.

Jam it back in, in the dark.