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The thing about credit that strikes me as funniest is that signing up for those financial responsibility classes that teach you how better to manage your funds sends your credit rating straight into the toilet. Even though you're taking active steps to make yourself handle your money better, credit companies take that as a massive red flag.
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It makes sense doesn't it? If you do get educated, you're liable to pay your credit cards off and not use them as much anymore. Such responsible behavior is very unprofitable for the credit card companies.
By the way, we are given a free credit report annualy (by law i think) and everytime you apply for credit and are rejected.
The website for that is
annualcreditreport.com
And for the people who say most people on GFF dont need it, ever heard of Identity theft? Everyone should do it once a year...
Jam it back in, in the dark.
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