Student loans.

Just make sure that what you are getting your degree in can land you a well paying job when you graduate that is commensurate to the effort and money you put into earning the degree!

A lot of business jobs and other entry-mid level white collar jobs are drying up at an alarming rate, with many predicting the jobs will only continue being outsourced and likely never come back. If those were the sorts of positions you were hoping to get into once you graduate I would rethink your career choice. Perhaps it may even be better to put college on hold and go in at an entry level position in the industry of your choice now, then finish up your last two years at a later date or part time along side your working.

I'm going on about a year now trying to find a job relevant to my business degree that isn't sales or insurance related. I had to dump my $10k student loan on my parents for the moment as well.

Jam it back in, in the dark.