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I've had my credit card for just about two years now, and really haven't understood how people can really get into debt with it. Advice to prevent that would be to ensure that you keep track of purchases, typically keep your recipts when you use your CC and keep a running tally of what you have on your card. When a statement comes in, this gives you a double-fold use, as you can not only see what you owe before it comes in, but then allows you to check and ensure that your card's number hasn't run into a fraud use.
Jam it back in, in the dark. |