Credit Cards - Experienced People Wanted!

It's not a bad idea, really, IF you can pay it off like you say you are going to. I'm real stand offish about getting credit cards or even just a credit line to pay on a car because I've seen way to many people screw the whole process up, like my parents for example. I also have a friend that has an unhealthy obsession with his Best Buy card. Even if he does manage to pay it off, he'll turn right around and spend more money on it right afterward(we talking around $1000 at a time here).

One of the few times I did get a line of credit myself was when I bought my wife's engagement ring. I just wouldn't have had the money otherwise, and I didn't even have to start making payments until 6 months later. As luck would have it, I got side swiped by the this fucker when I was driving my old car, and when I took it to get an estimate of the damage it ended up being almost as much as my wife's ring. So I just took the money, paid off her ring and then got a new car later(that old car was a piece of shit anyway). Ended up paying her ring off before that 6 months were up and it made my credit bad ass. There was some other stuff along the way that helped too, though.

Pay it off FAST and the credit people love that shit, trust me.

How ya doing, buddy?