Dec 6, 2006, 01:30 AM
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#1 of 8
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Insurance is a matter of probability and statistics. Of course for most people it'll cost more in insurance during their lives than what they'll get out of it, that's how insurance companies make their money. But whether you want insurance or not boils down to this: do you want to pay a relatively small sum for something that has almost no chance of happening to you, or pay nothing unless the improbable happens, at which point you'll have to pay a much larger sum.
Don't whine about insurance being "useless" to most people, though. It's to be expected.
Jam it back in, in the dark.
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