Who subscribes to insurance bullshit?

Here in Massachusetts, the state requires you to have auto insurance when you drive. If they catch you without it, you're fucked. And I know in some states I've visited, you have to have three things for an officer when getting pulled over: license, registration, proof of insurance.

I don't mind paying for insurance. It's not TOO expensive for me anymore, though admittedly, it used to be VERY expensive.

Insurance companies are kinda shit with their customers, but you need to be an asshole sometimes and be FIRM with what you expect from them. If you're having trouble with customer service or getting what you rightfully deserve, maybe you should consider switching providers.

I go with a local establishment where everyone in the insurance office knows me. They're always VERY courteous and prompt. I'm thrilled with their efforts. Gratefully, I've only been in one bang-up with my car wherein I wasn't liable.

The bigger companies can offer better rates, but they're usually shittier at giving you what you need/want.

How ya doing, buddy?