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 Member 23132 Level 28.40 Mar 2006 
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Using a credit card and paying it off as quickly as possible is stupid, if you are trying to build credit. You won't build crap. You have to leave some debt so interest can be generated, and that is how your credit improves.
There's only two major rules I abide by: 1. Always pay on time, and pay generously. 2. Never exceed 30%-50% of your credit limit. Don't even worry about interest. It usually comes out to pocket change, unless you are spending more than you should be. Jam it back in, in the dark.  |
Member 23132 Level 28.40 Mar 2006
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The Amazon.com Visa from Chase is also easy to get.
There's nowhere I can't reach. |
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