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The fact that she is just now becoming a sophomore is another thing. Lots of people change loads within their first two years in college.
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This is truth. I have known so very many people who were completely different people by the end of year two than they were at the beginning of year two. Luckily for the topic creator, he said that none of this stuff would be decided until next summer, so by then, they will both have a better understanding of where their relationship is.
For his question about finances, well dude, why won't she be contributing financially? Money tends to be a big cause of trouble in relationships, and if you are paying for all living expenses and she is just going to class, chillin on the couch, eatin all your food and running up the power bill, well, I can go ahead and warn you that there is going to be problems. If she gets a job and contributes to the household income and is responsible for a reasonable portion of expenses, then you guys would be in a lot better financial shape. Just something to consider.
Jam it back in, in the dark.