Wind of the Plains.
Member 17840
Level 9.35
Jan 2007
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Nov 8, 2007, 04:31 AM
Local time: Nov 8, 2007, 04:31 AM
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#1 of 31
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Just FYI, Chase and CapitalOne are both rather foul, squamous, and rugose. Chase is especially bad, as they're apparently rather given to giving credit cards with a fairly low APR to people, and then jacking up the interest rate to 25% or more once they've run up a significant amount of charges, using something to the effect of LOL YOU HAVE TOO MUCH CREDIT as their excuse for acting like loan sharks.
On the topic of credit-building, Megalith is right insofar as that using more than 50% of your available revolving credit is generally a bad thing, and having more than 70% of your credit lines in use absolutely kills your credit score. Paying off more than the minimum due on a card ON TIME will build your credit score up pretty well, too.
Jam it back in, in the dark.
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Adol