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Member 175
Level 58.82
Mar 2006
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Nov 7, 2007, 01:37 AM
Local time: Nov 6, 2007, 11:37 PM
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#1 of 31
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Man... With that thread title, I came here fully expecting to ban somebody.
Anyway, just so I don't take up space I'll have some input here. I had pretty good credit back in the day but my last (and only) business venue left my ass exposed to rapists debt collectors when my partner skipped town and left me with a lot of unpaid utility and internet bills. Ever since then, my credit has been shit.
Recently, under the advise of a friend, I have acquired a credit card (PayPayl VISA) which I use all the time but always pay off IMMEDIATELY. I buy odd items on eBay and Best Buy with it and always keep them under $100-$150 in order to be easily able to pay it off immediately in order to maintain a steady appearance that I'm able to pay bills on time. I'm told this somehow helps to reestablish a formerly-failed line of credit over the course of many months. Hopefully within the next couple of years I'll actually be able to apply for a house loan or something although I doubt it. :/
Jam it back in, in the dark.
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Paco