Also why does it matter if it's a massively huge payout? Honestly what does 400 million do for your life that 20 million wouldn't?
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The stupid, stupid spending spree that nearly all lottery winners go on might last an extra month or two. People just aren't wired to deal with these sorts of large numbers in a rational way. For all that we tell ourselves "If
I won I'd be really sensible and just sock it all away to collect interest", this sort of well-intentioned resolve melts away pretty fast when the decision actually comes up. Because
gee whiz that's a lot of digits and I've always wanted a gold-plated monster truck just one indulgence I mean I'm a multimillionaire what's it gonna hurt?
It would probably be best for everyone if the maximum possible lottery payout was something like $20,000, which is big enough to sound enticing to the sort of hopeless schmucks who make a habit of playing the lotto but small enough to actually add to a budget without impulsively adding line items for DIAMOND CODPIECE and PRIVATE ZOO.
Additional Spam:
Fuck it, I don't even drive and I'd buy a gold-plated monster truck, that's just a natural human impulse
Jam it back in, in the dark.