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GFF is a community of gaming and music enthusiasts. We have a team of dedicated moderators, constant member-organized activities, and plenty of custom features, including our unique journal system. If this is your first visit, be sure to check out the FAQ or our GFWiki. You will have to register before you can post. Membership is completely free (and gets rid of the pesky advertisement unit underneath this message).
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Chocobo
 Member 1401 Level 12.13 Mar 2006 
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I got my Visa credit card through a 'going-to-college' promotion through WellsFargo. I don't know what's going to happen after I graduate though (maybe different interest rates or something)
It's been about three years, and I enjoy using my credit card, if only to build credit and get points for their reward system. Otherwise, I usually just use my debit card (since it's money I actually HAVE) I'd like to hear where people keep hearing that paying only the minimum improves your score more than if you pay all of it off; seems a bit counterintuitive to me, personally. Jam it back in, in the dark. 
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Chocobo
Member 1401 Level 12.13 Mar 2006
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I found VISA cards to better in terms of availability; it seems that every store that accepts credit cards accepts VISAs, so maybe they'd be a decent card to start with? Most amazing jew boots
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Acacia