Fool.com: Stock Market Advice | Stock Investing Advice
Good tool for learning mutual funds. Thing is, the majority of mutual funds never seem to beat the overall market (index), so you're probably not better off with one or the other.
Another thing to add. You can have a mutual fund in different types of stocks: example, industry goods (energy, transportation, real estate - don't do this, etc.), international (Asia growth, Latin America, Europe, etc.), growth, value, etc.
Some mutual funds do indeed beat the market and can make marketable gains (recently Latin America - I've seen 50% from some for YTD - and Asia), but historically do not expect this from a random mutual fund with American stocks.
Saying that mutual funds are less risky depends on what type you are looking at. If you are indexing, it is not risky. But if you are investing heavily in international stocks, then your risk is pretty darn high.
You pay taxes on the profit made in stocks regardless if it's a sole company ownership or a mutual fund. Similar to interest in bank accounts.
Jam it back in, in the dark.
85242
35212
Dee