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Motorcycles are way cheaper than cars to insure, and definitely not $5000. That's way to expensive. I drive a motorcycle, and to insure my 350cc Suzuki costs approximately $250. A great deal for someone who's in their late teens/early twenties, where money is a big deal. However, if you purchase a motorcycle that's 400cc +, the insurance rate does go up significantly, almost $600-800$ I believe.
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What, you kiddin'?? That just went way over my head - nowhere close to what I'd expect to pay a YEAR for insuring a motorbike. Which company do you use to insure? I just ran a quick quote with
TD Insurance, and got about $2000 CND a year for a 350cc Suzuki. Lots of other factors in there as well, but $2000-5000 is what I'd usually expect. Unless you meant that as your monthly payment, which would then actually make sense.
Motorcycles will be much more expensive to insure when you account for the greater risk to the driver, and the % of serious accidents coming from motorcyclists. You're the one driving a motorbike though, so you should know the price better than me
Its hard for me to give advice on purchasing cars seeing as I'm looking to buy one myself at the moment. I've a feeling we're looking at a similar price range, so I'll tell you what I've been interested in - nothing fancy, but any Honda Civic model after 1999-2000 has potential (though I'd prefer a Coupe over a Sedan). Good fuel efficiency, and relatively reliable. But... you should really also buy a used car guide to help you out, too. The 'Car and Driver' is also an excellent resource to look over.
There's nowhere I can't reach.
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