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| View Poll Results: How should one split bonds/stocks in their retirement? | |||
| Conservative - 60%/40% |
  
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1 | 8.33% |
| Medium Risk - 50%/50% |
  
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3 | 25.00% |
| Aggressive - 40%/60% |
  
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4 | 33.33% |
| Even more conservative than that - it's retirement! |
  
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1 | 8.33% |
| Even more aggressive than that - you're young! |
  
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3 | 25.00% |
| Voters: 12. You may not vote on this poll | |||
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Thread Tools |
 Member 1200 Level 26.94 Mar 2006 
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Bonds are stupid. Plain and simple. ESPECIALLY when you're young (read: below 50).
Mutual Funds are the way to go. Diversify according to size, area, and risk. I keep my investments about 60% Foreign / 40% Domestic, although most people stick to Domestic funds more. A mix between large, mid, and small cap funds is key. Some High-Risk funds help (Such as Emerging Markets), as well as some Low-Risk (I generally use Index Funds for that purpose). Either way, "Our Generation" obviously refers to people somewhere between 0 and 30. And retirement is far enough away that there is absolutely no reason to have bonds. You're investing for the long term, and in the long term the stock market ALWAYS does better than bonds. Many, many times better. Jam it back in, in the dark. |
Arainach