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 Member 12 Level 35.70 Feb 2006 
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It is safe to leave it there.
Thank you for using Citibank Customer Service. Most amazing jew boots
and Brandy does her best to understand
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Member 12 Level 35.70 Feb 2006
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You hopefully have made sure that your credit card doesn't do this, but some have terms where if you don't pay the full balance of the credit card, then the interest that you are charged is for the full amount of the previous balance. So if your bill is $1000 and you pay $999, your next bill will be $1 + interest on $1000 + new charges.
Not all credit cards do that, of course. There's nowhere I can't reach.
and Brandy does her best to understand
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Member 12 Level 35.70 Feb 2006
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The way to improve your credit is to borrow lots and never miss payments. Since there's a credit on the account now, there's nothing being borrowed, so your credit doesn't improve (it doesn't go down, at any rate, either).
This thing is sticky, and I don't like it. I don't appreciate it.
and Brandy does her best to understand
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BlueMikey